Wednesday, June 5, 2019

Telephone Etiquette Tips


Telephone Etiquette Tips

Whether at work, at home, or on your mobile phone, here are 8 solid telephone etiquette tips everyone should be displaying at all times.
1. Always identify yourself at the beginning of all calls.
A) When in the office, always answer a telephone by saying: “Hello/Good Morning, Accounting Department, Syndi Seid speaking.”
B) From a cell phone, either simply say Hello, or state your name, Hello, Syndi Seid here.  Do not answer by using words such as “yeah” or “yes.”
C) When placing a call, always state your name along with the name of the person you are calling. Example: “Hello, my name is John Doe from XYZ Corporation.  May I please speak with Ms. Jane Smith?”
2. Be sensitive to the tone of your voice.  Do not sound overly anxious, aggressive or pushy. It is important your tone conveys authority and confidence.  Do not lean back in your chair when speaking on the telephone.
Tip: Sit up in your chair or stand during the conversation. When at home, use a personal tape recorder to privately record your own conversations.  You will then hear how your sound to others.
3. Think through exactly what you plan to say and discuss BEFORE you place a call.
Tip:  Jot down the items you want to discuss and questions you want answered.  In other words, anticipate and expect you will be placed into a voicemail system; plan your message to be as direct and specific as possible, asking the person to respond to specific alternatives or questions.  Do not say, “Hello, it’s Syndi, call me back.”  At least state the subject about which you want the person to call you back about.
4. Do not allow interruptions to occur during conversations. Do not carry on side conversations with other people around you.  The person on the telephone takes precedence over someone who happens to walk in your office or passes by while you are on the phone.
Tip: If you must interrupt the conversation, say to the person, “Please excuse me for a moment I’ll be right back.”  And when you return, say, “Thank you for holding.”
5. Especially when leaving messages, speak clearly and slowly. Do not use broken phrases, slang or idioms. Always, always leave your return telephone number as part of your message, including the area code . . . and S-L-O-W-L-Y, including REPEATING your telephone number at the end of your message.
Tip: Practice leaving your number, by saying it aloud to yourself as slow as you have heard an informational operator say it.
6. Build the habit of always turning off your cell phone ringer when entering a meeting, restaurant, theater, training class, or other place where the purpose of your visit would be interrupted or others would be disturbed by hearing your cell phone ring.
Tip: If you are expecting an important call, inform the caller you will be in a meeting during certain times and state you will monitor your message indicator for when it illuminates you will excuse yourself to leave the meeting and return the call.
7. Always speak into the telephone receiver with an even and low tone of voice.  Especially when speaking on a cell phone out in public, be sure to monitor how loud you may be.
Tip: Move the phone ear piece just slightly away from your ear and listen to yourself speaking. Discover whether you are speaking too loudly or too quietly for the other person to hear you.
8. Do not allow yourself to be distracted by other activities while speaking on the telephone, such as rustling papers, chewing and eating, working on the computer, or speaking with someone else.  Most importantly, do not use a hand held cell phone while driving. Get a headset or speaker phone for the car.
Tip: Always treat every caller with the utmost courtesy and respect by giving him/her your undivided attention.



SBI PO 2019: Preparation Strategy for English


SBI PO 2019: Preparation Strategy for English
With regards to the SBI PO 2018 in general, please note a few things –
·         English Language section usually has lengthy, time-consuming questions
·         Questions in this section test your grammar and vocabulary
·         Unlike other sections, English Language requires you to actively apply your knowledge to become better at it; hence, speaking in English is encouraged

SBI PO 2018: Examination Pattern

Before moving on to the SBI PO 2018 English Language preparation, let’s look at the SBI PO 2018 exam pattern for the SBI PO Prelims and SBI PO Mains.
SBI PO 2018 Prelims Exam Pattern
Sr. No.
Subject
No. of Questions
Marks
Duration
1
English Language
30
Total Marks 100
20 Minutes
2
Quantitative Aptitude
35
20 Minutes
3
Reasoning Ability
35
20 Minutes
100
60 Minutes

SBI PO 2018 Mains Exam Pattern
Sr. No.
Subject
No. of Questions
Marks
Duration
1
Reasoning & Computer Aptitude
45
Total Marks 200
60 Minutes
2
Data Analysis & Interpretation
35
45 Minutes
3
General/Economy/Banking Awareness
40
35 Minutes
4
English Language
35
40 Minutes
Total
155

180 Minutes
Therefore, for the SBI PO 2018 Prelims, about 30 questions are to be attempted in 20 minutes which leaves us with approximately 0.67 minutes or 40 seconds per question. In the Mains exam, 35 questions must be attempted in 40 minutes which provides us with approximately 1.14 minutes or 68.5 seconds per question.

SBI PO 2019: Topic-wise Preparation Tips

Given that English Language section already has time-consuming questions, one needs to be quick and accurate. Let’s see how we can do that –

Reading Comprehension

This is the lengthiest area in the subject; first read the questions and then skim through the passage. This way, you will be able to ‘pick’ out the answers from the passage as you go through it. If you are comfortable, try answering the vocabulary questions first.

Cloze Test

Practice is needed to familiarize yourself with more topics; when presented with the options, make sure you read each word that is given as an option and try fitting it in the sentence and seeing if it makes sense to you; that way by the method of elimination, you can remove the parts that you think are not a good fit for the sentences.

Sentence Rearrangement

Read through all the sentences to determine the gist or summary of the passage; look up the sentences independently and then think of how they come or match together. Then try arranging them separately or one-by-one; try to identify the first and last sentences of the passage, because that helps build a mental image or idea of how the rest of the sentences should be like.

Spotting Errors/Sentence Improvement and Correction

Read the sentence in its entirety and see if it makes sense to you; quite often, some error will be obvious and hence it will be easy to spot that out. If not, look for the options and see what appears to be the most logically correct choice.

Phrase Replacement

Once you read the initial sentence first, you shall be able to answer the question easily by eliminating the options. Ensure that your preparation and knowledge of grammar is at par, because often spotting a grammar error is one of the easiest ways to disregard an option.

Descriptive Test

SBI PO 2018 Mains have 2 parts pertaining to English: the objective English Language exam module and the Descriptive Test; the Descriptive Test has 2 questions to be attempted within 30 minutes and carry a total of 50 marks; usually, it includes 1 letter writing and 1 essay writing assignment. To practice for this section (descriptive writing), simply practice writing letters and essays on topics pertaining to banking and government (such as on schemes released by the government or on RBI’s notifications)
Of course, to do all this as suggested, one needs to practice regularly. Regular practice under exam-like conditions is the key of success in any exam, whether that is SBI PO 2018 or any other.

SBI PO 2019: Best Books for Reference

The SBI PO 2018 requires constant practice; should you consider supplementing your online preparation with books, here are some recommendations –
1.      Objective General English by S.P. Bakshi
2.      High School Grammar and Composition by Wren and Martin
3.      Word Power Made Simple by Norman Lewis
All the Best!


Thursday, May 9, 2019

Personal Hygiene


Personal Hygiene: Healthy Habits Include Good Grooming
If you want to minimize your risk of infection and also enhance your overall health, follow these basic personal hygiene habits:
·         Bathe regularly. Wash your body and your hair often. “I’m not saying that you need to shower or bathe every day,” remarks Dr. Novey. “But you should clean your body and shampoo your hair at regular intervals that work for you.” Your body is constantly shedding skin. Novey explains, “That skin needs to come off. Otherwise, it will cake up and can cause illnesses.”
·         Trim your nails. Keeping your finger and toenails trimmed and in good shape will prevent problems such as hang nails and infected nail beds. Feet that are clean and dry are less likely to contract athlete’s foot, Novey says.
·         Brush and floss. Ideally, you should brush your teeth after every meal. At the very least, brush your teeth twice a day and floss daily. Brushing minimizes the accumulation of bacteria in your mouth, which can cause tooth decay and gum disease, Novey says. Flossing, too, helps maintain strong, healthy gums. “The bacteria that builds up and causes gum disease can go straight to the heart and cause very serious valve problems,” Novey explains. Unhealthy gums also can cause your teeth to loosen, which makes it difficult to chew and to eat properly, he adds. To maintain a healthy smile, visit the dentist at six-month intervals for checkups and cleanings.
·         Wash your hands. Washing your hands before preparing or eating food, after going to the bathroom, after coughing or sneezing, and after handling garbage, goes a long way toward preventing the spread of bacteria and viruses. Keep a hygiene product, like an alcohol-based sanitizing gel, handy for when soap and water isn’t available.
·         Sleep tight. Get plenty of rest — 8 to 10 hours a night — so that you are refreshed and are ready to take on the day every morning. Lack of sleep can leave you feeling run down and can compromise your body's natural defenses, your immune system, Novey says.
  Personal Hygiene: Poor Hygiene Hints at Other Issues
If someone you know hasn’t bathed or appears unkempt, it could be a sign that he or she is depressed. “When people are sad or depressed, they neglect themselves,” Novey says. Talking about the importance of proper personal hygiene for preventing illnesses and providing personal hygiene items may help some people. Be candid but sensitive and understanding in your discussions, Novey says. Despite your best efforts, your friend or loved one may need professional help. You should encourage them to see a counselor or doctor if their personal hygiene doesn’t improve.
Personal Hygiene: Good Habits Help Keep You Healthy
For most people, good hygiene is so much a part of their daily routines that they think little about it. They bathe, they brush their teeth, visit the dentist and doctor for regular checkups, and wash their hands when preparing or eating food and handling unsanitary items. To keep those you care about healthy and safe, help them learn, and be sure that they are practicing, good personal hygiene.




Some Myths about Nutrition & Physical Activity/chapter-5

Some Myths about Nutrition & Physical Activity
Are you overwhelmed by daily decisions about what to eat, how much to eat, when to eat, and how much physical activity you need to be healthy? If so, don’t be discouraged because you’re not alone. With so many choices and decisions, it can be hard to know what to do and which information you can trust.
This information may help you make changes in your daily eating and physical activity habits so that you improve your well-being and reach or maintain a healthy weight.
Food Myths
Myth: To lose weight, you have to give up all your favorite foods.
Fact: You don’t have to give up all your favorite foods when you’re trying to lose weight. Small amounts of your favorite high-calorie foods may be part of your weight-loss plan. Just remember to keep track of the total calories you take in. To lose weight, you must burn more calories than you take in through food and beverages.
TIP: Limiting foods that are high in calories may help you lose weight. It is  estimated daily calorie needs based on a person’s age, sex, and physical activity level.
Myth: Grain products such as bread, pasta, and rice are fattening. You should avoid them when trying to lose weight.
Fact: Grains themselves aren’t necessarily fattening—or unhealthy–although substituting whole grains for refined-grain products is healthier and may help you feel fuller. The Dietary Guidelines for Americans 2015-2020 recommend consuming grains as part of a healthy eating plan . At least half of the grains you eat should be whole grains. Examples of whole grains include brown rice and whole-wheat bread, cereal, and pasta. Whole grains provide iron, fiber, and other important nutrients.
TIP: Try to replace refined or white bread with whole-wheat bread and refined pasta with whole-wheat pasta. Or add whole grains to mixed dishes, such as brown instead of white rice to stir fry. Check out ChooseMyPlate for more tips to help you add whole grains  to your eating plan.
Myth: Choosing foods that are gluten-free will help you eat healthier.
Fact: Gluten-free foods are not healthier if you don’t have celiac disease or are not sensitive to gluten. Gluten is a protein found in wheat, barley, and rye grains. A health care professional is likely to prescribe a gluten-free eating plan to treat people who have celiac disease or are sensitive to gluten. If you don’t have these health problems but avoid gluten anyway, you may not get the vitamins, fiber, and minerals you need. A gluten-free diet is not a weight-loss diet and is not intended to help you lose weight.
TIP: Before you decide to avoid a whole food group, talk with your health care professional if you believe you have problems after you consume foods or drinks with wheat, barley, or rye.
Myth: You should avoid all fats if you’re trying to be healthy or lose weight.
Fact: You do not have to avoid all fats if you’re trying to improve your health or lose weight. Fatprovides essential nutrients and should be an important part of a healthy eating plan. But because fats have more calories per gram than protein or carbohydrates, or “carbs,” you need to limit fats to avoid extra calories. If you are trying to lose weight, consider eating small amounts of food with healthy fats, such as avocados, olives, or nuts. You also could replace whole-fat cheese or milk with lower-fat versions. Read about food portions and how much food is enough for you.
TIP: The Dietary Guidelines for Americans 2015-2020 recommend consuming less than 10 percent of your daily calories from saturated fats. Try cutting back on solid-fat foods. Use olive oil instead of butter in cooking.
Myth: Dairy products are fattening and unhealthy.
Fact: Dairy products are an important food group because they have protein your body needs to build muscles and help organs work well, and calcium to strengthen bones. Most dairy products, such as milk and some yogurts, have added vitamin D to help your body use calcium, since many Americans don’t get enough of these nutrients. Dairy products made from fat-free or low-fat milk have fewer calories than dairy products made from whole milk. Learn more about the dairy group .
TIP: Adults should have 3 servings a day of fat-free or low-fat dairy products, including milk or milk products such as yogurt and cheese, or fortified soy beverages, as part of a healthy eating plan. If you can’t digest lactose, the sugar found in dairy products, choose fortified soy products, lactose-free or low-lactose dairy products, or other foods and beverages with calcium and vitamin D:
·         Calcium—soy-based beverages or tofu made with calcium sulfate, canned salmon, or dark leafy greens such as collards or kale
·         vitamin D—cereals or soy-based beverages
Myth: “Going vegetarian” will help you lose weight and be healthier.
Fact: Some research shows that a healthy vegetarian eating plan, or one made up of foods that come mostly from plants , may be linked to lower levels of obesity, lower blood pressure, and a reduced risk of heart disease. But going vegetarian will only lead to weight loss if you reduce the total number of calories you take in. Some vegetarians may make food choices that could lead to weight gain, such as eating a lot of food high in sugar, fats, and calories.
Eating small amounts of lean meats can also be part of a healthy plan to lose or maintain weight. The U.S. Dietary Guidelines 2015-2020 have more information about including meat as part of a healthy eating plan .
TIP: If you choose to follow a vegetarian eating plan, be sure you get enough of the nutrients your body needs to be healthy. Read Healthy Eating Tips for Vegetarians  for more information.
Physical Activity Myths
Myth: Physical activity only counts if you do it for long periods of time.
Fact: You don’t need to be active for long periods to get the amount of regular physical activity recommended in the Physical Activity Guidelines for Americans, 2nd edition , (PDF, 14.2MB)  which is at least 150 minutes, or 2 hours and 30 minutes, of moderate-intensity physical activity each week. An example of moderate-intensity activity is brisk walking. You can spread these sessions out over the week and even do short, 10-minute spurts of activity 3 times a day on 5 or more days a week.
TIP: Find ways to build short bursts of physical activity into your day. While at work, take a 10-minute walking break or have a “walking,” rather than a “sitting” meeting, if work and schedule permit. Use stairs instead of an elevator or escalator. Get off the bus one stop early. Meet a friend for a walk, instead of a meal.
Myth: Lifting weights is not a good way to improve your health or lose weight because it will make you “bulk up.”
Do muscle-strengthening activities at least twice a week.
Fact: Lifting weights or doing other activities 2 or 3 days a week that may help you build strong muscles, such as push-ups and some types of yoga, will not bulk you up. Only intense strength training, along with certain genes, can build large muscles. Like other kinds of physical activity, muscle-strengthening activities will help improve your health and also may help you control your weight by increasing the amount of energy-burning muscle.
TIP: Using large rubber bands, or resistance bands, or doing sit-ups or household or yard chores that make you lift or dig, may help you build strong muscles.


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